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Privacy Notice


Privacy Notice Table Of Contents:

  • Our Commitment To Privacy
  • The Information We Collect
  • How We Use Information
  • Our Commitment To Children's Privacy
  • Legal Disclaimer
  • How To Contact Us

The Online Privacy Notice explains how BMB Real Estate Services, Inc. may handle the information received from you online when you visit BMB Real Estate.com Web site.

The Online Privacy Notice, effective as of July 7, 2005, is for general guidance and subject to change. Please review it periodically.

Customer information means personally identifiable information about a customer.

 

Registration:

You can register with our website if you would like to receive information on our services, if you need a Realtor to sell your home or purchase a new one, and if you need any of our financial services; mortgage loan, refinance your existing mortgage, equity line of credit, etc., through Universal Funding Mortgage, Inc. 

 

Our Commitment To Privacy:

Your privacy is our priority.   To better protect your privacy we provide this notice explaining our online information Privacy Notice and the choices you can make about the way your information is handled and used. To make this notice easy to find, we make it available on our homepage and at every point where personally identifiable information may be requested. When you visit our Web site, we may request the following information in order to service you, and better respond to your needs:

 

The Information We Receive:

This notice applies to all information submitted by you and received by BMB Real Estate website. On some pages, you can make requests, submit the Contact Us Form, and register to receive mortgage information or submit the pre-qualification form for a mortgage loan from Universal Funding Mortgage, Inc. The types of personal information requested on these pages are:

  • Name
  • Address
  • Email address
  • Phone number
  • Household Income
  • Debt Amount

The Way We Use Information:

We use the information you provide us about yourself when filling out the Contact Us form, to assist you with your requests and to apply the $1,000.00 cash bonus to the purchase of your new home, and the information submitted on the Pre-Qualification Form to pre-qualify you for a mortgage loan and for any other financial needs requested, through Universal Funding Mortgage, Inc. We do not share your information with outside parties except to the extent necessary to complete the services that we offer and that you are requesting. 

BMB Real Estate Services, Inc. does not sell or share customer information received on our Web site with marketers who may want to offer you their own products and services. We may share customer information we receive from you online regarding financing requests, with Universal Funding Mortgage, Inc. the company that works for us.

Universal Funding, Inc. acting on our behalf is contractually obligated to keep the information we provide to them confidential, and to use the customer information we share, only to provide the services we ask them to perform for you and us.

Universal Funding Mortgage, Inc. may share customer information we receive about you online, to credit bureaus and lenders dealing directly with your financial requests.   BMB Real Estate Services, Inc. as well as Universal Funding Mortgage, Inc. may share customer information about you online, when required or permitted by law. Customer information may be disclosed in connection with a subpoena or similar legal process, and the recording of deeds of trust and mortgages in public records.

We use return email addresses to answer the emails we receive. Such addresses are not used for any other purposes and are not shared with outside parties.

Finally, we never use or share the personally identifiable information provided to us online in ways unrelated to the ones described above, without also providing you an opportunity to opt-out or otherwise prohibit such unrelated uses.

 

HOW YOU CAN ACCESS OR CORRECT YOUR INFORMATION

If you want to make a request to review, correct or update your information please send an email to info@bmbrealestate.com.  If you want to opt-0ut of receipt of further marketing materials, please contact us via e-mail at info@bmbrealestate.com or send a blank e-mail to BMBreservices@aol.com or Universal2312@aol.com with the word remove on the subject area.

 

Our Commitment To Children's Privacy:
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13. We do not solicit information from children under 13.  The Internet is a public network, however, The Children’ Online Privacy Protection Act, protects children under age of 13 from the online collection of personal information.

 

Legal Disclaimer:

Even though, your privacy is our priority, and though we make every effort to preserve users privacy, we may need to disclose personal information when required by law, wherein we have a good faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our web site. If we make changes to the Online Privacy Notice or make any material changes to our online services, we will revise the Online Privacy Notice to reflect such changes and revise the notice effective date.



BMB Real Estat Services, Inc. Earns BBBOnLine Privacy Seal

BMB Real Estate Services, Inc. has reached a milestone in its commitment to protect customer privacy online.  After a rigorous review of BMB Real Estate's online privacy policy and practices, BBBOnLine has granted BMB Real Estate Services, Inc. the BBBOnLine Privacy Seal.
 
"Businesses that qualify for the BBBOnLine Privacy Seal are demonstrating to their customers care and respect for the treatment of personal data," said Ken Hunter, president and CEO of the Council of Better Business Bureaus.  "The BBBOnLine Privacy Program builds on eight decades of Better Business Bureau experience in fostering ethical business practices through voluntary self-regulation programs."  The Council is the umbrella organization for the 128 BBBs in the United States and Puerto Rico, and the parent organization of BBBOnLine.  

Companies applying for the BBBOnLine Privacy Seal undergo an extensive review to verify that they handle their online customers' personal data according to the stringent requirements set by the program.  Websites qualifying for the seal must post a privacy policy that is easy to find, easy-to-read and easy to understand.   The posted policy must include information on choice, access to data, transfer of information to third parties, data integrity, and security. Close to 700 websites have been awarded the seal and several hundred companies are in the process. The program has received very favorable international recognition and has received applications from over 20 countries worldwide.

In addition, seal holders agree to participate in the programs dispute resolution system that provides a consumer-friendly dispute settlement process and offers specific consequences for non-compliance, such as seal withdrawal, publicity and referral to government enforcement agencies.

BMB Real Estate Services, Inc. has shown the strongest dedication to protecting its online customers' privacy by participating in the BBBOnLine Privacy Program and posting the BBBOnLine Privacy Seal on their website.  We commend them for helping to build consumer trust and confidence on the Internet," said Charlie Underhill, chief operating officer of BBBOnLine

BMB Real Estate Services, Inc. displays the BBBOnLine Privacy Seal on their Web site, at www.BMBrealestate.com.


Dedicated and Professional Real Estate Services

For many years BMB Real Estate Services, Inc. have been providing the people of Kissimmee, Florida, and surrounding areas with professional and reliable real estate services. When you are searching for your dream home, we guarantee you can trust the knowledgeable and experienced real estate agents at BMB Real Estate Services, Inc. Visit us at www.BMBrealestate.com for more information on all of our real estate services.

Additional information about the BBBOnLine Privacy and Reliability Seal Programs can be found at www.bbbonline.org.


About BMB Real Estate Services, Inc.

About BBBOnLine

BBBOnLine (www.bbbonline.org) brings the Better Business Bureau system's 90 years of experience in consumer protection and business self-regulation to e-commerce.  Guided by its mission to promote consumer trust on the Internet, and working in concert with the 140 local BBBs in the United States and Canada, BBBOnLine encourages sound and ethical online business practices through its Privacy program, Reliability program and the BBB Code of Online Business Practices.


How To Contact Us:

IF YOU HAVE ANY QUESTIONS, CONCERNS, OR COMMENTS ABOUT OUR PRIVACY POLICIES OR PRACTICES, WE WOULD LIKE TO KNOW WHAT THEY ARE SO WE CAN ADDRESS THEM. PLEASE CONTACT US AT info@bmbrealestate.com.


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